OCUK financing for two 9800gx2's..

Discussion in 'Videocards - NVIDIA GeForce' started by masterchiefx2, Mar 21, 2008.

  1. PHJF

    PHJF Maha Guru

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    Why does everybody hate credit so much. The idea is to get credit cards early and use them steadily to *build* your credit so when you actually NEED credit you'll have enough.

    If you will be able to pay it off *on time*, by all means use credit. It's a wonderful tool for anyone with half a brain upstairs.
     
  2. soul8103

    soul8103 Ancient Guru

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    Not if you can't make the payments, or are under 18. Even if you can make the payments you pay more for the value of the computer parts, and on top of that by the time you have paid for your current computer, you will probably want a new one. Or are stuck with that config until its paid off. IMO anyone with half a brain upstairs can see that in the current circumstance it would not be a wise decision.

    Credit cards on the other hand can be useful if as you have stated you pay off your debt on the month, and keep well within the limits. Store cards and other such can be dangerous as well if not used carefully. Depends how good with money you are, and more importantly whether you have a good understanding of what you can afford and what you cannot.
     
  3. ratzuk

    ratzuk Member

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    First of all why ask for opinions on choosing finance when you went ahead and applied anyway ?


    Using credit cards sensibly (paying the bill in full before you pay interest )does increase your credit rating and you will need this later in life, but YOU have now made a negative impact on your rating by applying and getting refused.

    Here's an idea though, you have 4 months till you are 18. Save hard for those 4 months to prove to yourself you can do it :) With that £400+ buy a single 9800gx2 and the motherboard, taking into account price drop by then and resale value of your existing graphics card and mb. With that setup you are up and running, then add memory a month later..... and finally the second gx2, who knows a game might need it by then :)

    Good Luck
     

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