I have Bose 2.1 speakers and all I care about OK low/high but pure midrange. I have 6.1 speakers but they are a couple years old and I really dont' care about that stuff. And yes, I primarily use my PC for gaming but I am ALSO an audiophile when it comes to music. 1.Creative Labs X-fi series-very high priced has a ton of gaming features that I may or may not need. 2. ----My alternative, while still a bit overfeatured for my use but more cost effective, I have investigated the Turtle Beach Montego 7.1 DDL This boils down to features like X-Fi/EAX 5.0 vs DDL/EAX 2.0...I have no idea which is more beneficial. And also, I keep hearing lower end x-fi cards lack some digital out function or something? Anyone care to enlighten me?